What is Covered by Travel Insurance? Here's the Complete List
Travel insurance can cover various risks that may occur during a trip, such as accidents, illness, flight delays or cancellations, loss or damage to goods, to legal liability to third parties.
Travel insurance usually has several types of protection that are tailored to the needs and goals of your trip.
Several types of protection that are commonly offered by travel insurance include:
- Medical coverage: Cover medical, nursing or medical evacuation costs if you suffer illness or injury during your trip.
- Accident protection: Cover the costs of compensation or death benefits if you have an accident that causes permanent disability or dies during your trip.
- Baggage and personal effects protection: Cover the cost of compensation or replacement if your items are lost, damaged or stolen during the trip.
- Delay or cancellation protection: Cover additional costs or fines incurred as a result of delays or cancellations of flights, transportation or accommodations caused by factors beyond your control, such as inclement weather, natural disasters, strikes or terrorism.
- Legal liability protection: Cover legal fees or damages if you accidentally cause loss or injury to another person or property during your trip.
Travel insurance can provide benefits and peace of mind for those of you who travel frequently.
However, before buying travel insurance, it's a good idea to check the terms and conditions that apply, including any limitations and exclusions that may exist.
Make sure you choose travel insurance that suits your needs and budget.
