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What Is Sports Insurance and Why Should You Have It?

What Is Sports Insurance and Why Should You Have It?

Exercise is a good activity to maintain health and fitness.

However, sports also have risks that cannot be ignored, such as injuries, accidents, and even death.

This risk is even greater if you engage in competitive or extreme sports, such as running a marathon, rock climbing, or bungee jumping.

To anticipate these risks, you need to have sports insurance.

Sports insurance is an insurance product that provides financial protection to you if unwanted things happen while exercising.

Sports insurance usually covers benefits such as:

- Benefits of death due to an accident during sports

- Benefits of reimbursing emergency outpatient expenses during sports

- Benefits of reimbursing physiotherapy costs and recovery costs due to accidents during sports

- Compensation benefits for broken bones due to accidents during sports

By having sports insurance, you can exercise more calmly and comfortably, without worrying about the costs that must be incurred if something bad happens.

In addition, sports insurance can also motivate you to be more routine and serious about exercising, because you feel more protected and valued.

The first sports insurance in Indonesia

In Indonesia, sports insurance products are still rare. However, there is one insurance product that offers special protection for sports activists, namely ASLI iSport Protection (iSport) from Astra Life.

iSport is the first sports insurance in Indonesia that provides protection against the risk of death due to an accident, along with the risk of accidents when carrying out sports activities. iSport applies to 78 sports, both ordinary and extreme, such as jogging, yoga, golf, swimming, cycling, skiing, surfing, paragliding, and others.

iSport also provides flexibility for you to choose the coverage period that suits your needs, namely weekly or monthly. In addition, iSport also makes it easy for you to buy this product online through Astra Life's official e-commerce website, namely ilovelife.co.id.

To get protection from iSport, you only need to pay an affordable premium, starting from IDR 64 thousand for a one week coverage period. With this premium, you can get the following protection benefits:

- Benefit for death due to an accident of IDR 15 million

- Benefit for reimbursement of emergency outpatient expenses during sports worth a maximum of IDR 1 million

- Optional benefits: benefits for reimbursement of physiotherapy costs and recovery costs due to accidents during sports worth a maximum of IDR 1 million and/or compensation for broken bones due to accidents during sports worth a maximum of IDR 2 million

So what are you waiting for? If you are a sports person or want to start exercising regularly, register yourself immediately to get protection from iSport.

With iSport, you can live a healthy life without risk and do sports without hesitation.

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